Dental practice financing
Find the best financing options for your dental practice.
2147 connects dentists with financing options for practice acquisitions, refinancing, expansion, equipment, working capital, and real estate.
What are you financing?
- Buy a Dental Practice Acquisitions, partner buy ins and buyouts. Get Acquisition Financing
- Refinance a Dental Practice Restructure or replace existing practice debt. Refinance My Practice
- Expand or Open Another Location Build outs, startups and second locations. Finance an Expansion
- Purchase Equipment Chairs, imaging, CBCT, scanners and mills. Finance Equipment
- Working Capital Cash for operations, hiring and growth. Get Working Capital
- Purchase Dental Practice Real Estate Owner occupied dental office property. Finance Practice Real Estate
Learn more about dental practice acquisition financing, dental practice refinancing, expansion financing, dental equipment financing, working capital and dental practice real estate financing.
Dental practice financing is what we do.
Dental practices are not ordinary small businesses. Practice cash flow, goodwill, buyer experience, real estate, equipment, transaction structure, and existing debt can all affect which lenders are the right fit.
2147 specializes in the dental financing market. We help dentists identify financing sources that understand dental practices and fit the specific transaction.
Access the dental lending market.
Different lenders have different credit boxes, transaction preferences, geographic coverage, pricing, and underwriting standards.
2147 provides access to more than 45 financing sources across the dental lending market and helps dentists identify lenders that fit the specific transaction.
One request can help you identify financing options across the dental lending market without spending weeks approaching lenders individually.
- National dental practice lenders
- Regional banks
- SBA lenders
- Healthcare lending groups
- Commercial real estate lenders
- Equipment finance providers
- Alternative financing sources
Experience across dental practice transactions.
- Financing Facilitated
- $250M+
- Dental Transactions
- 300+
- Largest Transaction
- $8.5M
- States
- 38
- Dentists Assisted
- 250+
- Practice Acquisitions Financed
- 220+
Get to the right financing source faster.
You should not have to spend weeks calling banks trying to determine who understands your transaction.
Tell 2147 what you are financing. We review the transaction, identify financing sources that may fit, and make the appropriate connections.
2 business hours Most financing requests reviewed within 2 business hours.
How it works
- 1
Tell us what you are financing
Share the transaction type, location, approximate financing amount, and timing.
- 2
We identify relevant financing options
2147 reviews your request against the dental lending market and identifies financing sources that may fit.
- 3
Connect with financing sources
We make the appropriate introductions so you can move forward directly with the lender.
Find the best financing options for your dental practice.
Tell us what you are financing. It takes about a minute.
2147 Practice Finance is not a lender. A financing request is not a loan application, an offer, a credit decision or legal representation. Lenders pay us when qualifying financing funds. Borrowers pay no fee to request a connection.
Dental practice finance tools
Model the economics before you make the move.
- Dental practice loan calculator What would this loan cost, and how does it compare with another structure?
- Dental practice valuation calculator What does this practice earn once owner pay is normalized, and what do multiples imply?
- Dental practice acquisition calculator How much cash would this acquisition require, and what remains after debt service?
- Dental practice real estate calculator What does the property cost in cash up front and every year, alongside the practice loan?
- Buy or lease your dental office? Over the horizon you choose, which option has the lower discounted cash cost?
- Dental practice expansion calculator Does this project produce enough incremental cash to be worth funding?
- See all six tools
Payment explorer
Hypothetical example Sample amount, rate and term. Not an offer, a quote or a market average.
Scheduled monthly payment $8,708.14
| Amortization | Monthly payment |
|---|---|
| 60 months | $14,850.90 |
| 84 months | $11,319.51 |
| 120 months | $8,708.14 |
| 180 months | $6,741.21 |
A longer term lowers the payment and raises total interest. The loan calculator shows balloons, fees, total interest and up to three scenarios side by side.
Recent financing transactions
-
Florida Dental Practice Acquisition
$1.2M
Practice Acquisition Financing
- Dental practice acquisition
- Conventional financing
- Florida
-
Texas Practice and Real Estate Acquisition
$2.4M
Combined Financing
- Practice acquisition
- Owner occupied real estate
- Texas
-
California Dental Practice Refinance
$900K
Practice Refinance
- Existing practice debt refinance
- California
Dentists trust 2147.
-
I was buying my first practice and had no idea which banks were actually competitive for dental deals. 2147 helped me understand my options, made the right introductions, and saved me a lot of time going back and forth with lenders.
First practice acquisition
-
I had already spoken with one bank before reaching out. 2147 helped me compare the structure against other options and connected me with lenders that understood the acquisition. The whole process moved much faster than I expected.
Practice acquisition
-
What I liked most was that this was specific to dental practices. I did not have to explain the deal from scratch or work with someone who only understood generic business loans. They knew what the lenders were looking for.
Dental practice financing
Know the dental lending market.
Dental practice lenders do not all want the same deals. Lender fit varies with the transaction.
2147 evaluates these factors when identifying financing sources that may fit a transaction.
- Transaction size
- Practice cash flow
- Buyer experience
- Practice type
- Real estate
- Geography
- Down payment
- Debt service coverage
- Existing debt
- Transaction structure
Ready to finance your next move?
Tell us what you are financing and let 2147 identify financing options for your dental practice.
Most requests reviewed within 2 business hours.